Many employers don't want the hassle of modifying their payroll system to accommodate additional employee deductions to cover the remaining cost of benefits, especially for part-time workers. When this is true, The Contractors Plan can enable the employee to make up for missed premiums and stay on benefits. This eliminates the need for payroll deductions for premiums not covered 100% by fringe or employer dollars. Through TheContractorsPlan.com, employees can log in and stay 'on-benefit' through debit, credit card or ACH payment methods. Participants can choose to set up auto-draft or a one-time payment.