To maintain status as a tax-qualified retirement plan, companies must run tests annually to ensure that the plans do not favor highly paid employees over their lower-paid counterparts. The Contractors Plan conducts this annual testing for all clients with retirement plans and/or Health Reimbursement Accounts (HRAs).

Recently there has been discussion that major medical plans will also need to be tested beginning in 2015-2016. Using The Contractors Plan for your health insurance benefits means you'll be prepared when a final decision is made.