When your employees and their families are protected from unexpected expenses, they can focus on their jobs. The challenge has been offering these specialty benefits in a way that qualifies as a "bona fide" fringe benefit and that isn't too complicated and time-consuming for employers to administer.

The Contractors Plan offers options that maximize company tax savings while providing quality benefits for your employees. In addition to medical coverage and retirement plans, we also offer:

• Dental Insurance
• Short Term Disability Income Protection
• Vision Insurance
• Long Term Disability Income Protection
• Critical Illness
• Group Term Life Insurance/AD&D
• Gap Insurance
• Employee Assistance Plans (EAP)
• Additional Specialty Benefits

When you work with The Contractors Plan, your specialty benefit plans are through reliable world-class carriers including MetLife, Ameritas and Transamerica. We break down the benefits you select into a single hourly premium, so you can pay one hourly rate for the collective benefits chosen. Using more of the fringe to provide bona fide benefits reduces your payroll tax burden and ultimately leaves your employees healthier and happier.