About us

Experts at benefits for prevailing wage contractors

Since 1983, The Contractors Plan has designed and administered healthcare, retirement and specialty benefits programs for government contractors. We were the first company to offer benefit plans for prevailing wage workers, and we are proud to continue to lead the industry in group benefit plans designed specifically for hourly and part-time workers. Our products and services help employers save money, reduce their workload and stay compliant with local and federal government mandates and regulations.

Our focus

Built around the prevailing wage fringe

We specialize in the two mandates that govern this work: the Davis-Bacon Act, which sets prevailing wages and benefits on federal construction contracts, and the McNamara-O'Hara Service Contract Act, which does the same for service work. Both let contractors satisfy the fringe obligation with bona fide benefits instead of cash.

Our hour banking and reserve accounting programs extend health coverage through slow seasons and layoffs, and our plans flex with the work: contributions stop when a job ends, start when the next begins, and can vary by trade, job or employee.

Our reach

Clients large and small

We've created prevailing wage benefit plans for thousands of employers, including leaders in construction and staffing. Through a nationwide network of independent brokers and agents, we've established The Contractors Plan as the national leader in health and retirement plans for government contractors.

The Contractors Plan, a division of Fringe Benefit Group, is headquartered in Austin, Texas, with regional offices around the country.

About Fringe Benefit Group

The Contractors Plan is part of the Fringe Benefit Group

Fringe Benefit Group is the leading benefits solution provider for employers with hourly and part-time workers. We serve restaurants, staffing agencies, retail organizations, home healthcare and hospice providers, and prevailing wage contractors — industries where traditional benefits models fall short and administrative complexity runs high. As a licensed third-party administrator (TPA), we bring together health, retirement, and specialty benefits into one cohesive platform built specifically for these workforces.

Meet our leadership