Services

One fringe rate, every benefit accounted for

A turnkey solution to streamline plan administration

Contractors who use the entire fringe portion of the prevailing wage to offer benefits save even more on payroll taxes. Total Fringe analyzes your premiums so the full fringe amount is allocated to your benefit plans.

You choose the benefits from our full suite, all enrolled and administered through our secure online portal. We take care of the details:

Combining the cost of all coverages into one hourly rate
Allocating fringe, employer and employee contributions to each benefit plan offered
Paying and reconciling invoices with all the carriers chosen
Managing COBRA and other required reporting

You send in one fringe check and upload one fringe file, no matter how many benefits you offer. Allocating the total fringe to prevailing wage benefit plans saves on payroll costs immediately, helps you avoid cost overruns and makes future benefit liabilities easier to forecast.

How Total Fringe works

An illustration using a $10.00 hourly fringe rate. Every fringe dollar is priced into a benefit, so nothing is left to pay out as cash wages.

Step 1 · The prevailing wage

Base hourly wage $32.00
Fringe $10.00

Step 2 · The fringe, priced into benefits

Medical

$4.50/hr

Dental & vision

$1.10/hr

Life & disability

$0.65/hr

Retirement

$3.75/hr

Fringe allocated

$10.00 of $10.00

$0.00 paid as taxable cash